Condominium Insurance in Lutz, Land O’Lakes, Wesley Chapel, New Tampa, North Tampa & Carrollwood

Condominium InsuranceCondominium insurance is similar to renter’s insurance, in that it primarily is geared toward protecting your personal property within the dwelling. However, where condo insurance differs from renter’s insurance is that most condo associations already cover certain parts of the building and grounds, and each association member is expected to pay for that through monthly or annual fees. It is vital for condo owners to know precisely what is covered by the association’s blanket policy.

Knowing what your association’s condominium insurance policy already covers is only the first step. At Shoemaker & Associates Insurance, our agents are here to help you take the next step toward protecting yourself with condo insurance. And that next step is to determine what sort of coverage you need to supplement the existing association policy. At minimum, you’ll very likely want to cover the personal property within your unit. Additional types of coverage will depend on your individual needs, but rest assured Shoemaker can find a reasonably priced, comprehensive policy to cover:

  • Building property
  • Personal property
  • Loss of use
  • Loss assessment
  • Personal liability
  • Medical payments to others
  • Absentee ownership
  • Changes in replacement cost (inflation)
  • And more

With the recent proliferation of condominium developments in New Tampa, Wesley Chapel, southern Pasco County, and elsewhere in the area, Shoemaker is pleased to offer a wide range of condo insurance policies from many reputable carriers. Contact us today to get started working with an experienced, independent insurance agent to find the best deal available on condominium insurance.