Home Office Insurance Policies for Lutz, Land O’Lakes, Wesley Chapel & Beyond

Home Office InsuranceAny entrepreneur who works out of the home is probably aware of the tax benefits of writing off a portion of a house, apartment, or condominium as a home office. Yet, not so many are aware that it’s also important to protect the equipment, documents, furniture, and other items in that space with home office insurance. The experienced, independent agents from Shoemaker & Associates Insurance are here to help home office owners in Lutz, Land O’Lakes, Wesley Chapel, and elsewhere in the Tampa Bay area fill this potentially troublesome gap in their coverage.

If you are one of those who work under the mistaken belief that a homeowners policy means you don’t need home office insurance, consider the facts. Most homeowners policies will only cover a certain amount of home office equipment – generally in the range of $2,500. Will that cover everything in your home office in case of fire, smoke, or other catastrophe? Even if the answer is yes, a homeowners policy is not likely to provide other types of coverage important to a business, including:

  • Business liability
  • Business interruption
  • Cyber crime
  • Business property
  • And more

Regardless of the type of business you operate from your home office, you have many insurance options available. Don’t simply rely on your homeowners policy to protect your company if disaster strikes. Let the knowledgeable, helpful, independent agents from Shoemaker & Associates Insurance help by finding the best quotes available from an array of reputable carriers. Contact us today to get started.